Cars play an important role in most of our lives. Many people spend both a lot of time in their cars and a lot of money on them. With this in mind, Bankrate.com set out to rate the overall experience for motorists in each state.
Continue ReadingCars play an important role in most of our lives. Many people spend both a lot of time in their cars and a lot of money on them. With this in mind, Bankrate.com set out to rate the overall experience for motorists in each state.
Continue ReadingWhen it comes to identity theft in today's modern world, each of us is at some degree of risk. However, you can minimize the likelihood of your identity being stolen by practicing two simple principles.
Continue ReadingWhile these loans can be more expensive than traditional ones, due to higher interest rates and down payment requirements, there is one big positive to focus on. A bad credit auto loan gives you a chance to improve your credit. All you have to do is make every payment on time.
Continue ReadingYou can determine if you meet an important requirement for a bad credit auto loan by understanding the way lenders calculate your payment to income ratio.
Continue ReadingIf you have a shoddy credit history or no history whatsoever, you may be considering using a cosigner if you need a car loan. A cosigner may give you an advantage, but there are also risks involved that need to be considered. The downsides may make exploring alternative ways to get approved worthwhile.
Continue ReadingThe National Insurance Crime Bureau (NICB) released the 2016 Hot Wheels report, their annual list of America’s 10 most stolen vehicles last week. The NICB, using data submitted by law enforcement agencies to the National Crime Information Center (NCIC), is able to identify the cars that are stolen the most often.
Continue ReadingIf you want to improve your credit score, you need to understand that factors that make it up. There are five main components that your score is based off of, and understanding how they work can help you identify ways you can boost your credit rating.
Continue ReadingIt’s important to know what’s going on with your credit, but you could argue that it’s even more important to understand how credit works. We break down how your FICO credit score is calculated and look at some ways you can improve your credit rating.
Continue ReadingCredit reports seem confusing with all of the information and numbers you'll find on them. However, they can be broken down into four main sections, and once you understand what you are looking at, they become much easier to comprehend.
Continue ReadingIf you're dealing with credit issues, getting approved for a car loan may seem like a challenge. Here are some tips on preparing for an auto loan when you have bad credit.
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